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What is Car Repair Insurance

What is Care Repair Insurance ?

What is Car Repair Insurance, this question arises in our mind whenever an insurance dealer tries to sell this kind of policy or when our car stops in the middle of the road due to mechanical breakdown. Basically, Car repair insurance is one kind of a Extended Warranty which covers the natural wear and tear of a car excluding damages occuring on account of a car accident.

If one thinks of getting a car repair insurance policy, there are many options available. However, if one only need coverage for major components one must think about of standard auto auto repair insurance policy which can save a lot of money over a costlier bumper to bumper policy or warranty. Mechanical breakdown insurance is a service contract that can be purchased through a Car insurance company, car dealer or from a financial institution.

A standard car repair insurance cover will pay the costs of parts and repairs for a car's major systems, such as: the brakes, drive train and transmission. Because standard car insurance policies generally cover these types of costly repairs, this type of insurance coverage is sufficient for most people. Most of the car repair insurance policies require some sort of deductible be met before the policy will pay for needed parts or repairs for your favourite car.

Here is the list of some of the many types of repairs and costs covered by a typical car repair insurance policy:

  • Engine
  • Transmission
  • Electronic equipment
  • Power equipment
  • Air conditioning
  • Steering
  • Brakes
  • Cooling system
  • Suspension
  • 4×4 systems

Final Thoughts on What is Car repair insurance policy ?

By going through above paragraphs, one must get an idea of auto repair insurance policy and the question of what is car repair insurance policy won't bother him anymore. One should just go ahead with the proper car repair insurance policy after evaluating benefits of each available option.


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